• BROWSE PLANS
  • Small Employer (2-50 Employees)

For companies with 2-50 employees, we offer plan options designed to help keep your vital workforce healthy.

Advantage Direct Access

Horizon Advantage Direct Access plans offer members the freedom to use any of the thousands of participating doctors, hospitals and other health care professionals in the Horizon Managed Care Network-without referrals. The BlueCard® PPO program covers members outside New Jersey.
  • Key Features
    • Freedom to use our participating doctors, hospitals and other health care professionals in the Horizon Managed Care Network.
    • No referrals required.
    • The BlueCard® PPO program covers members outside New Jersey.

Advantage EPO

With our Horizon Advantage EPO plans, members have access to all doctors, specialists and hospitals that participate in Horizon BCBSNJ's Managed Care Network. The Horizon Advantage EPO plans provide integrated medical and pharmacy benefits, including wellness and emergency care. Although members are not required to select a Primary Care Physician (PCP), there are lower out-of-pocket costs when care is coordinated through a PCP. Some plans provide the expanded BlueCard® PPO program for members outside New Jersey.
  • Key Features
    • Medical and pharmacy benefits,
    • No Primary Care Physician (PCP) selection required.
    • Lower out-of-pocket costs when care is coordinated through a selected PCP.

HMO Plan

Horizon HMO can give your employees the security of low out-of-pocket expenses and comprehensive coverage.
  • Key Features
    • Low out-of-pocket expenses
    • Comprehensive coverage.

Horizon POS

Horizon Point of Service (POS) plans provide the flexibility to use in-network doctors or offer a member the option to pay higher costs for out-of-network providers.
  • Key Features
    • Low out-of-pocket expenses
    • Comprehensive coverage.
View & Compare Plans
Featured Video

"One company name, one contact that every hospital and doctor in
NJ knows."

Jonathan & Craig Slass, Co-Owners, Rotor Clip

Resource Center

Get the information you need to make informed decisions.

We have many resources in place to help our providers deliver the right level of care to all our members.

Services and products may be provided through Horizon Blue Cross Blue Shield of New Jersey, Horizon Healthcare of New Jersey, Inc., Horizon Healthcare Dental, Inc., Horizon
Casualty Services, Inc., or Horizon NJ Health*, a product of Horizon HMO, each of which is an independent licensee of the Blue Cross and Blue Shield Association.

Horizon Blue Cross Blue Shield of New Jersey is an independent licensee of the Blue Cross and Blue Shield Association.

The Blue Cross® and Blue Shield® names and symbols are registered marks of the Blue Cross and Blue Shield Association.

The Horizon® name, symbols and Making Healthcare Work® are registered marks of Horizon Blue Cross Blue Shield of
New Jersey.

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