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Horizon Advance EPO

Our Horizon Advance EPO plans provide access to a subset of doctors and specialists in the Managed Care Network. These plans provide integrated medical and pharmacy benefits, including wellness and emergency care. Members must select a Primary Care Physician to coordinate care and provide referrals to specialists who participate with the Horizon Advance EPO product. For non-emergency care, Horizon Advance EPO members can choose to maximize their benefits by using Preferred Tier 1 hospitals. Members can also access other hospitals in the Horizon Hospital Network, but will have higher out of pocket costs.
  • Key Features
    • Medical and pharmacy benefits
    • PCP coordinates care and provides referrals to specialists who participate with the Horizon Advance EPO product
    • Members can maximize benefits by using Preferred Tier 1 hospitals

Horizon Advantage EPO

With our Horizon Advantage EPO plans, members have access to all doctors, specialists and hospitals that participate in Horizon BCBSNJ's Managed Care Network. The Horizon Advantage EPO plans provide integrated medical and pharmacy benefits, including wellness and emergency care. Although members are not required to select a Primary Care Physician (PCP), there are lower out-of-pocket costs when care is coordinated through a PCP.
  • Key Features
    • Medical and pharmacy benefits
    • No Primary Care Physician (PCP) selection required
    • Lower out-of-pocket costs when care is coordinated through a selected PCP

Horizon Advantage EPO Essentials

Our Horizon Advantage EPO Essentials plan is available to individuals age 30 and younger. This high-deductible plan provides integrated medical and pharmacy benefits, including wellness and emergency care and financial security in the event of costly hospitalizations.
  • Key Features
    • Available to individuals age 30 and younger
    • Medical and pharmacy benefits
    • Financial security in the event of costly hospitalizations
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Services and products may be provided through Horizon Blue Cross Blue Shield of New Jersey, Horizon Healthcare of New Jersey, Inc., Horizon Healthcare Dental, Inc., Horizon
Casualty Services, Inc., or Horizon NJ Health*, a product of Horizon HMO, each of which is an independent licensee of the Blue Cross and Blue Shield Association.

Horizon Blue Cross Blue Shield of New Jersey is an independent licensee of the Blue Cross and Blue Shield Association.

The Blue Cross® and Blue Shield® names and symbols are registered marks of the Blue Cross and Blue Shield Association.

The Horizon® name, symbols and Making Healthcare Work® are registered marks of Horizon Blue Cross Blue Shield of
New Jersey.

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